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Top 7 Mistakes to Avoid When Dealing with Insurance Companies After a Virginia Car Accident

Understanding the Landscape: Virginia Car Accidents

Virginia car accidents happen frequently. Whether you’re driving through the bustling streets of Roanoke or the scenic routes of the countryside, the risk is ever-present. It’s crucial to know what steps to take after a car accident in Virginia, especially when dealing with insurance companies.

At Altizer Law, we have years of experience interfacing with insurance companies to ensure our clients receive the compensation they deserve. Call us today at 540.345.2000 for more information. 

Mistake 1: Not Gathering Adequate Evidence

After a car crash in Virginia, your first instinct might be to settle things quickly. However, failing to gather sufficient evidence can be detrimental.

  • Photographs: Take pictures of the accident scene, vehicle damages, and any visible injuries.

  • Witness Statements: Collect contact information from eyewitnesses.

  • Police Report: Always file a police report for documentation.

Mistake 2: Speaking Without a Car Accident Lawyer

Insurance companies are businesses looking to minimize costs. Speaking to them without a car accident lawyer in Virginia can lead to reduced compensation. A Roanoke car accident lawyer can help you understand your rights and negotiate effectively.

Mistake 3: Accepting the First Offer

The first offer from an insurance company is rarely the best one. It’s like catching a fish; they’ll nibble before taking the bait. A car accident lawyer in Roanoke can help you understand the true value of your claim and negotiate for a better settlement.

Mistake 4: Ignoring Medical Advice

After a VA car accident, medical advice is paramount. Ignoring medical advice not only jeopardizes your health but also weakens your claim. Always follow the treatment plan prescribed by your healthcare provider.

Mistake 5: Not Considering Future Costs

A car accident can have long-term financial implications. When negotiating a settlement, consider future medical bills, loss of earnings, and other long-term expenses. A car accident lawyer can help you factor in these costs.

Mistake 6: Being Unaware of Virginia Laws

Virginia has specific laws concerning car accidents, such as the “contributory negligence” rule, which can affect your claim. Being unaware of these laws can be detrimental. Always consult with a car accident lawyer familiar with Virginia laws.

Mistake 7: Failing to File in Time

Virginia has a statute of limitations for filing a car accident claim. Missing this deadline can result in losing your right to compensation. Mark your calendar and consult your lawyer to ensure you file in time.

The Role of a Hit and Run Lawyer

In cases of hit and run, the complexity increases. An experienced hit and run lawyer in Virginia can guide you through the intricate process of claiming compensation, especially when the at-fault driver is unidentified.

How to Hire an Attorney After a Car Accident in Virginia 

Hiring an attorney is not mandatory but highly recommended. Look for:

  • Experience in car accident cases

  • Positive client testimonials

  • Transparent fee structure

The Cost of a Car Accident Attorney

Most car accident lawyers work on a contingency fee basis, meaning they get paid only if you win. This aligns their interests with yours, making it a win-win situation.


1. What Happens If Someone Else Is Driving My Car and Gets Into an Accident?

In Virginia, the car owner’s insurance usually covers the damages, but specifics can vary.

2. What Should You Do Immediately After a Car Accident?

Call 911, seek medical attention, gather evidence, and consult a lawyer.

3. How Do You Hire a Car Accident Attorney? 

Look for experience, client reviews, and a transparent fee structure. Do your research. 

4. What is the Cost of a Car Accident Attorney?

Most work on a contingency fee basis, meaning you pay only if you win.

Finding a Car Accident Lawyer in Virginia 

Insurance companies can be difficult. By avoiding these common mistakes and seeking professional advice, you can secure the compensation you deserve. Remember – the best car accident attorney should be willing and ready to help. 

Altizer Law has navigated complex settlements throughout the years, and helped our clients win their settlements. Call our team of experienced and results driven lawyers today at 540.345.2000 for your free consultation.