It seems that we should expect higher auto insurance rates in 2020, according to sources throughout the industry. Several factors are driving auto insurance higher at this time. Some of these factors are obvious and should not surprise us. But there are a few that we might not expect.
10%+ Increase in Using Phones while Driving
Using cell phones while driving is distracted driving. It is a plague that threatens every driver (and passenger) on all roads in the U.S. today. In fact, overall, there was a 10%+ increase in distracted driving from 2018 to 2019. In a recent study by Zendrive, Inc., only four states achieved any decrease in phone use while driving. For those of us living and driving in Virginia, we have earned the distinction of achieving the largest increase in the number of people who use a cell phone while driving of any state in the nation. [Read more…]