It seems that we should expect higher auto insurance rates in 2020, according to sources throughout the industry. Several factors are driving auto insurance higher at this time. Some of these factors are obvious and should not surprise us. But there are a few that we might not expect.
Reaching for Objects in Your Car When Driving
Reaching for objects in your car when driving accounts for roughly 2% of all distracted driving crashes. These crashes are particularly common and particularly fatal for teen drivers. The National Highway Traffic Safety Administration (NHTSA) reports that motor vehicle crashes are the leading cause of fatality in the 15 – 20 age group. Teen drivers reaching for items in the vehicle are seven times more likely to be involved in a crash.
A study conducted by the National Institutes of Health (NIH) found that when a teen driver’s eyes are not focused on the road, the risk of a crash increases by 28 percent. Teen drivers using a cell phone doubled the risk of a crash. [Read more…]
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